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A home is a huge investment, and before you take the first steps in purchasing or refinancing your home, you should know all your options.  I have made it my mission to educate my clients about the home buying and refinancing process to make sure they are making the right decision based on their current goals.  

My business is 100% by referral.  My goals are to make sure you understand the loan process, give you a variety of loan options, and make sure you are so happy with my service- that you want to refer your family and friends to me.

Let me know how I can help you!
  Xarlene B. Choi
    Mortgage Loan Officer

    BRE# 01325738
    NMLS#: 712321

    Phone:  510-610-8997
    eFax:  888-550-8302